am sure you are sick and tired of hearing about the doom and gloom of this economic cycle. I emphasize the word “cycle”, because that is exactly what it is a “cycle”. People forget historically we have had ups and downs in our nation’s economy. No one can predict the future; no one can control Washington, or tell the Dow to increase by 12%. But should we just sit down and quit? I say “NO”! No matter what your political persuasion, one thing is for sure we are in for one wild ride.

When 9/11 hit the U.S with a catastrophic event it sent a ripple effect throughout our entire national system. Things would never be the same again. Once I recovered from the horror of that day, I was not prepared for what happened next; but wait, I was……